Wednesday, December 23rd, 2009

“Will My Flex Account, Medical Insurance, or HSA Account Pay For My Massage Chair?”

A question we get asked all the time…especially at this time of the year. Honestly, there is no one answer for this one. It really depends on the plan you are a part of and whether they will allow the expense of a massage chair through their plan. True, it is your money and you should be able to spend it on whatever health expense you want, but the plain and simple fact is that you have to check with your plan to make sure it is an allowable expense. Just pick up the phone and give your insurance company or account administrators or Human Resource director a call and ask them what is covered. It may even be laid out in your policy somewhere in your filing cabinet. I do know that many of the plans do cover the massage chair. It is, after all, considered a medical and therapeutic therapy…more than just a lovely piece of furniture. Logically, you would think that this simple fact qualifies the massage chair as a covered health care expense (of course, as you all know, “logic” doesn’t always play into insurance companies rules of engagement!)

IMG_0017 without logoIt is nearing the end of the year and many of you need to use up your flex money so that you don’t end of January 1, 2010 cursing the fact that you just lost it all. A massage chair sure sounds great doesn’t it? Well, more than likely you will have one come Christmas if you look into it now and get your order in right away. It truly is a wonderful holiday gift…for you! You probably have a flex spending credit card of some sort that you can just use as a regular credit card to make the transaction smoothly. Feel free to call us if you have any questions about it.

But, be sure to check with your administrators to make sure it is a qualified purchase for your plan.

Dr. Alan Weidner

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